Business funding available to 99.99% of merchants who use a card reader

Funding from £2000 - £5,000,000

Business funding refers to the financial resources provided to entrepreneurs or businesses to enable them to start, grow, or expand their enterprises. It can be obtained through various sources, including banks, venture capitalists, angel investors, crowdfunding platforms, and government grants.

Business funding can come in different forms, including equity financing, debt financing, and grants. Equity financing involves selling ownership stakes in the business in exchange for funding. Debt financing, on the other hand, involves borrowing money from lenders, which is typically repaid with interest. Grants are non-repayable funds provided by the government or private organizations to support specific business activities or initiatives.

Securing business funding is critical for entrepreneurs and small business owners looking to turn their ideas into successful businesses. Having access to capital can help businesses to purchase inventory, hire staff, develop new products, and expand their operations.

How it works, The lender will typically request 3 months worth of card processing statements to evaluate of your average card turnover, based on this information the lender then makes you an offer. In most cases you are offered around 80% of your monthly card processing turnover, however, all decisions are always at the lenders discretion.

Re-payment couldn't be easier, Let's imagine you've taken what's called an 'advance' (business funding), for each payment you take from a paying customer with a debit/credit card, an agreed percentage of that transaction (typically 5-20%) is deducted and paid direct to the loan company, this deduction then becomes your re-payment.

NOTE: Once you've agreed and taken 'business funding' it is extremely difficult to switch from your existing card machine provider , please be sure you are 100% happy and satisfied with your current card machine provider before accepting any advance, as you could be stuck with rising transaction fee's until the loan is re-paid. J&U Lord advise ALL our clients to be aware of rolling contracts simply because, once you've taken business funding from them, you're stuck with them until you've re-paid at least 70-80% of said loan back, sometimes 100% re-payment.

Be advised, rolling contracts sound great, and can be great, for some merchants , however, they are also subject to card processing rate increases at anytime, due to the very nature of them being 'a' rolling contract. In most cases, those percentage increases go unnoticed for literally months.

It's becoming more and more noticeable for us to witness merchants who had been sold these types of service - fixed rates, fixed authorisation fee's at 3/5 pence, only to discover that not only had their rates increased, but in most cases, their authorisation fee's had jumped from 3/5 pence to literally 9.59 pence, per transaction! Amazingly, almost all of the merchants we've visited so far haven't noticed these shocking hikes, and those that have in most cases just don't understand how their monthly bill has risen.

J&U Lord, refuse to operate in this way and therefore, choose only to work with merchant banks , and ISO's, who do not increase our clients rates during their contract term

No fixed payment terms
No Hidden Charges
Affordable Cost
Repay only when you sell
Get Funded In 24 Hours (in most cases)
Apply for up-to £5,000,000 for any business purpose
Hassle Free (providing you're satisfied with your current card machine