Business funding available to 99.99% of merchants who use a card reader

Merchant business funding from £2000 - £5,000,000

Business Funding: £2,000 – £5,000,000

Business funding provides essential financial resources for entrepreneurs and businesses to start, grow, or expand their operations. This funding can come from various sources, including banks, venture capitalists, angel investors, crowdfunding platforms, and government grants.

Funding options typically fall into three categories:

Equity financing – Selling a share of business ownership in exchange for investment.

Debt financing – Borrowing money that must be repaid with interest.

Grants Non-repayable funds from government or private organisations for specific business initiatives.

How It Works
Lenders typically request 3 - 6 months’ worth of card processing statements to assess your average card turnover. Based on this evaluation, they may offer funding equivalent to up to 80% of your monthly card processing turnover. However, all funding decisions are at the lender’s discretion.

Repayment Made Simple
Repaying your advance couldn’t be easier. Each time a customer pays via credit or debit card, an agreed percentage of that transaction (typically 5–20%) is automatically deducted and sent to the loan provider. This ensures repayments are aligned with your sales volume.

Important Considerations Before Accepting Business Funding

Limited Flexibility with Providers – Once you accept business funding, it can be extremely difficult to switch card machine providers until the at least 60% of the loan is repaid. Ensure you’re 100% satisfied with your current provider before proceeding.

Rolling Contracts & Hidden Costs – Many funding agreements tie merchants into rolling contracts, which may be subject to unexpected rate increases. While these contracts can work well for some, we’ve seen cases where transaction fees rise significantly without merchants noticing.

Unexpected Rate Hikes – Some businesses have been offered fixed transaction rates and authorisation fees (e.g., 3-5p per transaction), only to later discover that rates have increased, with authorisation fees rising to as much as 9.59p per transaction. These changes often go unnoticed for months, leading to unexpectedly high processing costs.

At JU Lord Payment Consultancy, we refuse to operate this way. We only work with trusted merchant banks and other ISOs that guarantee fixed rates throughout your contract term—no sudden hikes, no hidden surprises.

Our Promise to you
✅ No fixed repayment terms – Pay back as you earn
✅ No hidden charges – Transparent and fair pricing
✅ Affordable costs – Tailored to your business needs
✅ Repay only when you sell – No pressure during slower periods
✅ Fast funding – Receive up to £5 million within 24 hours (in most cases)
✅ Hassle-free process – Providing you’re satisfied with your current card machine

If you're considering business funding, contact us today to explore the best options for your business.